Privacy Policy

What does Royal Elite Private Bank do with your personal information? Download the printer-friendly version.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• account balances and payment history
• credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Royal Elite Private Bank chooses to share; and whether you can limit this sharing.

How does Royal Elite Private Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Royal Elite Private Bank collect my personal information?

We collect your personal information, for example, when you

• open an account or deposit money
• pay your bills or apply for a loan
• make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

For our everyday business purposes—

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Royal Elite Private Bank share?

Yes

Can you limit the sharing?

No

For our marketing purposes—

To offer our products and services to you

Does Royal Elite Private Bank share?

Yes

Can you limit the sharing?

No

For joint marketing with other financial companies

Does Royal Elite Private Bank share?

No

Can you limit the sharing?

We Don’t Share

For our affiliates’ everyday business purposes—

Information about your transactions and experiences

Does Royal Elite Private Bank share?

Yes

Can you limit the sharing?

No

For our affiliates’ everyday business purposes—

Information about your creditworthiness

Does Royal Elite Private Bank share?

No

Can you limit the sharing?

We Don’t Share

For nonaffiliates to market to you

Does Royal Elite Private Bank share?

No

Can you limit the sharing?

We Don’t Share

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include nonfinancial companies, such as Royal Elite Private Banks of Florida, Inc. and American Citizens Properties, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Royal Elite Private Bank does not share with nonaffiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Royal Elite Private Bank does not jointly market